Why Your Aftermarket Motor Warranty Claim Can Be Denied

The reason you should purchase an extended motor warranty is to protect yourself when your car breaks down. It is to avoid the stress of unexpected expenses due to mechanical failures that can eat away your finances and hurt your pocket. An Aftermarket warranty provides you with peace of mind by paying a bit more for a vehicle protection plan so that you are covered for heavily expensive things like broken gear boxes, blown turbos and even clutch replacements.

Aftermarket/Extended Motor Warranty Denied

An Aftermarket motor warranty is a contract. It is an agreement between you and the warranty provider that can be found here on LikeMoney that has terms and conditions. It you do not comply with the terms and conditions, your claim can be denied.

Reasons for Denied Claims

• The Part component may not be covered in the contract. It is vital to make sure what components are covered in your agreement. There are different levels or tiers of coverage, each coming with its own set of exclusions. If you purchased a limited policy to save money, there will be a longer list of things that are not covered by your package.
• Suspicion of misuse or abuse. Almost all warranties have clauses stating that only repairs resulting in “normal” or “expected” use will be covered for example wear and tear. So in other words anything that goes beyond the normal operation of the vehicle could be grounds for a claim denial.
• Aftermarket parts used for modifications. Tampering with your vehicle’s software, adding larger turbos, downpipes, adding intercoolers can cause your motor warranty to be denied.
• Signs of damage caused from natural disaster. The majority or warranty companies or vehicle protection plans will not cover damage caused by natural disasters.
• No authorization for the repair. Most motor warranty companies require that the repair shop submit an estimate for authorization before beginning any work on your car.

Summary

Article Name

Why Your Aftermarket Motor Warranty Claim Can Be Denied

Description

The reason you should purchase an extended motor warranty is to protect yourself when your car breaks down. It is to avoid the stress of unexpected expenses due to mechanical failures that can eat away your finances and hurt your pocket. An Aftermarket warranty provides you with peace of mind by paying a bit more for a vehicle protection plan so that you are covered for heavily expensive things like broken gear boxes, blown turbos and even clutch replacements.

Author

Giovanni

Publisher Name

Likemoney.co.za

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