Retirement Planning

Retirement Planning

We all want to live comfortably when we are no longer able to work. This can be done through a good retirement plan which is an ongoing process throughout your life. In the simplest sense, retirement planning is the planning that one does to be prepared for life after paid work ends, not just financially but in all aspects of life. The non-financial aspects include such lifestyle choices as how to spend time in retirement, where to live and when to completely quit working.

Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets. Future cash flows are estimated to determine if the retirement income goal will be achieved.

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