Here is how you can cut your medical costs. Money is quite tight for most people this time of year. Everyone is cutting corners, cutting down or just plain cutting away on things that are not essential. And worst yet, medical aid schemes in South Africa are said to be 5 times more expensive than anywhere else in the world.
Yes, your medical needs should be considered first and foremost. Should you be healthy and don’t have any chronic diseases, a hospital plan might be just what you need. However, as you get older, you might be prone to chronic conditions, which might bankrupt you if you don’t have cover for any expenses out-of-hospital.
Should you have no cover at all, the cost of an emergency surgery or injury could be crippling. While there are many government hospitals that offer excellent services and facilities, there are plenty that don’t. Paying for a private hospital out of your own pocket will then cost you the same as buying a good second-hand car. But, only if the operation is small and you know how much it cost.
