How To Get The Cheapest Medical Aid
 

How To Get The Cheapest Medical Aid

Medical aid insurance is crucial in case you are involved in an accident or fall seriously ill. Having a medical aid is even more important if you have a chronic medical condition and require chronic medication. However, with the increased cost of living, you may be finding it increasingly difficult to stretch your income to cover even basic monthly expenses such as your medical aid. Even though medical aid costs are inevitable, there are ways to find cheap medical aid with low monthly payments.This article will cover how to find the cheapest medical aid in South Africa.

With just a little effort and research, finding the cheapest medical aid provider is not hard at all, here are some key pointers to make your medical aid more affordable.

Cheapest medical aid

There is no such thing as cheap medical aid. Medical aid schemes in South Africa are extremely expensive. Luckily there is a healthy alternative. Day1 Health offers “medical insurance”, basically a comprehensive hospital plan with medical aid day-to-day benefits. With Day1 Health you are guaranteed to save thousands of rands on medical costs every month. The comprehensive medical insurance not only offers day-to-day benefits but also GP visits, one specialised doctors visit a year, and chronic medication is covered, this is to only name a few benefits.

CLICK HERE to apply for Day1 Health medical insurance.

Other helpful tips

Use a single plan for your family. Some cheap medical aids are actually more expensive if you are the only member. It often becomes cheaper if you have dependents like your spouse and children. You might currently be single, although you should think how your circumstances may change in the future and how this would affect your monthly premiums with your current medical aid provider.

Do your homework. The cheapest medical aid you will find will depend on your certain circumstances. For example, if you are healthy and you do not go to the doctor that often, a hospital plan could be the better option. It also helps to compare medical aid plans or compare hospital plans which you can do on Likemoney.

Ask your insurer. You should contact your medical insurance company once a year and ask if they have any ideas about how you can lower your monthly premium. They may, for example, have brought out a new, cheaper medical aid product that you are eligible for and that costs you less each month.

Enquire about prescribed minimum benefits. If you have a chronic condition where you require ongoing medication, ask your medical aid provider what their prescribed monthly benefits are. Some cheaper medical aids may have lower premiums, but may not contribute towards the cost of your medication. In this case, a more expensive medical aid policy that pays for the medication may make more sense if you have a chronic condition.

Consider the extras. You must consider the benefits that your medical aid provider gives to you as a member. For example, certain medical aid policies may have slightly higher monthly premiums, but they make you eligible for a discounted gym membership like Discovery for example. Even though your monthly premiums may be slightly higher, the saved costs of going to the gym may make it the more affordable medical aid option.

Summary
How To Get The Cheapest Medical Aid
Article Name
How To Get The Cheapest Medical Aid
Description
Even though medical aid costs are inevitable, there are ways to find cheap medical aid with low monthly payments.This article will cover how to find the cheapest medical aid in South Africa.

With just a little effort and research, finding the cheapest medical aid provider is not hard at all, here are some key pointers to make your medical aid more affordable.

Author
Publisher Name
Likemoney.co.za


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