Capitec Savings Account | Likemoney.co.za

Savings Account - Capitec Savings Account

Capitec Savings Account

 
508 Likes

Capitec Savings Account

The Capitec Savings Account has highly competitive interest rates and you pay lower fees with…

508 Likes

4.46

out of 13 Reviews
+12 More

Capitec Savings Account

The Capitec Savings Account has highly competitive interest rates and you pay lower fees with up to four extra flexible fixed or tax free savings plans. The account gives easier transactions at a lower rate with transparent bank costs. You will also have easy access to your money using your Global One card and Remote Banking.

Capitec Savings Account Flexible Savings Features:

  • You can earn from 4.5% interest per year on daily balances.
  • You can choose your deposit amount and the frequency of your deposits.
  • You can choose a name for your plan.
  • You have access your plan any time through Remote Banking or our ATMs.
  • There are no monthly admin fees or minimum balance.

Fixed Term Savings:

  • You can choose your deposit option: Single deposit : 6 – 60 months, R5 million maximum investment with a minimum balance of R10 000.
  • Multiple deposits : 6 – 24 months, R1 million maximum investment.
  • Reinvest the interest or transfer it to your transaction/savings account.
  • The interest rate is fixed for the full term.
  • Funds available on the maturity date.
  • After maturity the account will become a flexible savings account, which you can refix.
  • There is no monthly admin fee.

Tax Free Savings:

  • You can open one tax-free savings account at any of their branches.
  • You can deposit any amount up to R30 000 per year single or multiple deposits.
  • Choose any investment term from 12 – 24 months.
  • Interest will be earned from R1.
  • A fee of R300 applies for early access to your money.
  • Interest earned will not be taxed.
  • Money withdrawn cannot be replaced.
  • Money may not be transferred to a tax-free savings account at another financial services provider.
  • Other savings plans may not be converted to a tax-free savings account.

 

Capitec contact details:

Address: 1 Quantum Street.
Techno Park.
Stellenbosch. 7600

Tel: 0860 10 20 43
Email: [email protected]
Website: www.capitecbank.co.za

Account Details

Monthly Fee (R) 5.00
Minimum Opening Balance 10000.00
Minimum Age 18
Best Interest 5.90%

Interest Rates

R50 - R1,000 5.35%
R1,000 - R10,000 5.35%
R10,000 - R50,000 5.35% - 5.65%
R50,000 - R100,000 5.65%
R100,000 - 1,000,000 5.90%

Deposits

Cheque Deposit Branch R18.00
Cheque Deposit ATM R18.00
Cash Deposit Branch R1.40/R100.00
Cash Deposit ATM R0.70/R100.00

Cash Withdrawals

Branch counter R5.00
Own Bank ATM R5.00
Other Bank ATM R8.00
Overseas ATM R45.00

Account Payments

ATM R0.00
Branch Counter R3.40

Debit Orders

Internal Debit Orders R0.00
External Debit Orders R0.00

Fund Transfer

ATM R0.00
Branch Counter R0.00

Balance Enquiries

ATM R0.00
At Other Bank ATM R4.50
Branch counter R0.40
Overseas ATM/POS R6.00

Statements

Branch R3.75
ATM R0.00

Administration Fees

Bank cheque/marked cheque R80.00
Stop payments R3.20
Stop order R0.00
Special clearance R80.00


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Rate Capitec Savings Account

Rate Capitec Savings Account
Mary Roux
17-03-2016

very satisfactory

Jennifer Garland Calitz
24-03-2016

I am banking with them and they give excellent service. Love their low fees rates as well.

Kho Puddy Malimz
28-03-2016

I bank with them. They give good service and low fees rates. Love capitic

Oumah Alinah Tulo
02-05-2016

Capitec is an amazing back to be with it has less interest in all transactions.

Leo Nazarene
30-06-2016

My kid d of bank Awesome service

Nolwando Lizwe
05-07-2016

I am also banking with them they give excellent service and their fee rate is affordable

Rookshana Jacobs
22-08-2016

Capitec bank has the highest flexible and fixed interest rate that I am aware of compared to other banks, their…

Capitec bank has the highest flexible and fixed interest rate that I am aware of compared to other banks, their unique approach to banking has left me in awe

(Read More)
Mariska Koen Barnard
05-10-2016

Very affordable, reliable and trustworthy. Definitely my favourite bank account.

Kevin Cockcroft
28-11-2016

The bank with the best rates and excellent customer service.

Thokozile Ngcengula
28-01-2017

I like capitec bank in the branches i have visited i saw their staff is well trained proffetionals they make…

I like capitec bank in the branches i have visited i saw their staff is well trained proffetionals they make u feel at home and you leave the bank with a smile.Keep it up guys . i can give it a 5*(*****) none of the banks is llike CAPITEC .

(Read More)



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