Credit Cards - Kulula Gold Credit Card

Kulula Gold Credit Card


Kulula Gold Credit Card

The Kulula Gold Credit Card rewards your spending by giving you an opportunity to fly…



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Kulula Gold Credit Card

The Kulula Gold Credit Card rewards your spending by giving you an opportunity to fly for free. This way “what you buy will make you fly”. The way the Kulula Credit Card works is, every time you spend on your Kulula Credit Card, you get Kulula Moola which are points that you get back to pay towards any other Flight. You will earn flights faster with Kulula than anywhere else. They give you rewards that you can actually use with a rand for rand value, there is no points system, R1 Kulula Moolah is the equivalent to R1 with no hidden catches or fees. The New Kulula Gold Credit Card comes with a built in chip and pin security, giving you peace of mind because it is safe to use.

Additional Kulula Credit Card Benefits:

  • You get the freedom to decide how much Moolah you want to use thus you can let it accumulate and when you have enough, use it to pay for your entire ticket – even the VAT and taxes. Or if you don’t have enough kulula moolah to cover the cost of a flight, just use what you have and pay in the balance with your kulula gold credit card.
  • If you are Discovery Vitality member and Kulula Credit Card holder you get double benefits. Get your Vitality discount up to 35% depending on your Vitality status off your kulula flights, plus use your kulula moolah to pay for your already discounted tickets.
  • R200 kulula moolah to get you started, when you spend R1000 or more on your new kulula gold credit card in the first 30 days of receiving it.
  • Up to 3% back in kulula moolah just for swiping your kulula gold credit card to pay for your everyday purchases.
  • 5kg free baggage allowance on all kulula flights, giving you one piece at 25kg.
  • Up to 55 days interest free credit period.
  • A budget facility for purchases over R200 with a repayment period between 6 to 60 months.
  • Easy shopping at over 22 million shops world wide.
  • Free online banking registration and subscription.
  • Free Comprehensive Global Travel Insurance on all travel tickets purchased in full with your kulula gold credit card.
  • Early-bird warning of kulula sales, and access to exclusive kulula gold credit card promotions.


Kulula contact details:

Address: Cnr. 1 Marignane Drive and Atlas Road
Bonaero Park, Johannesburg 1619

Tel: 0861 585 852
Email: [email protected]

Card Details

Monthly Fee 40.50
Interest Rate 20%
Card Initiation Fee R150.00
Insurance Get Free Global Travel Insurance when you purchase your ticket with your kulula credit card

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 6700.00


Annual Percentage Rate 20%
Cash Advances Interest 20%
Credit Interest NA
Interest Free Days 55
Balance Transfer 9.99% for 9 months


Rewards Program Kulula moolah
Program Fee R0.00
Program Details R1 kulula moolah = R1 = 1 ZAR, kulula moolah expires every 6 months. kulula moolah earned in month one will expire at the end of month six.


Cheque Deposit Branch R45.00
Cash Deposit ATM R7.50 + 1.2%
Cheque Deposit ATM R25.00
Cash Deposit Branch R43.00 + 1.51%

Cash Withdrawals

Branch / Counter R43.00 + 1.61%
Own Bank ATM R6.70 per R500.00
Other Bank ATM R13.20 per R500.00
Overseas ATM R35.00 + 1.61%


Credit Card Purchases R0.00
Garage Card Purchases NA

Account Payments

Own Bank ATM R9.75
Branch R45.00

Fund Transfer

Own ATM R9.75
Branch / Counter R45.00

Balance Enquiries

Branch / Counter R0.00
Own Bank ATM R0.00
Other Bank ATM R0.00


Branch R0.00
ATM R0.00

Administration Fees

Bank Cheque NA
Credit Card Replacement Fee R0.00
Secondary Card Fee R12.50 per month

Added Benefits

Swipe your Kulula card and earn moolah, you can use it towards your kulula or British Airways flights

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