American Express Platinum Credit Card | Likemoney.co.za

Credit Cards - American Express Platinum Credit Card

American Express Platinum Credit Card

 
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American Express Platinum Credit Card

The American Express Platinum Credit Card gives you flexibility as it allows you to use…

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American Express Platinum Credit Card

The American Express Platinum Credit Card gives you flexibility as it allows you to use the card for everyday spending with an added budget facility. You also have the financial ability to pay off large purchases you make with the card over a long period of time. The American Express Platinum Credit Card is accepted wherever you see the American Express sign, locally or internationally. Furthermore, the American Express Platinum Credit Card provides you with the service and quality of the American Express Brand. You have the choice of paying your outstanding balance on your American Express Credit Card in full or settling only the minimum of 5% monthly.

With the American Express Platinum Credit Card, you are offered the most competitive debit interest rates in the market so you get even more value for your everyday spending. By enrolling in American Express’s membership rewards program you can redeem your points for a wide range of rewards from retail to travel or pay your monthly service fee. As an American Express Card member, you can make use of the American Express SelectsSM programme, allowing you to take advantage of luxurious local and international benefits simply by being an American Express Card member.

You can consolidate your expenses with your Platinum Credit Card by transferring outstanding balances from other credit card or store card accounts to your Platinum Credit Card Account. The interest on your balance transferred attracts a preferential debit interest rate, helping you to consolidate and pay off your debt.

American express gives you peace of mind when traveling as you get automatic travel insurance with up to R4 million cover as an American Express Credit Card member.

Being an American Express Card member you get:

  • Up to 25% discount in First and Business, 15% discount in Premium Economy (R class).
  • VIP shopping and dining discounts in the US.
  • When using British Airways you can upgrade from Economy to Business Class on domestic fares.
  • When flying Etihad you get 15% Discount in First and Business class and 10% off in Economy class.
  • When flying air Air Mauritius you get discounted net fares up to 26%.

Card Details

Monthly Fee 62.00
Interest Rate 14.25%
Card Initiation Fee R150.00
Insurance Automatic travel insurance for both local and international travel when you purchase your travel ticket(s) on your South African issued American Express Card. This insurance has been specifically designed for American Express® Cardmembers to protect you wherever you travel.

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 25000.00

Interest

Annual Percentage Rate 13.75%
Cash Advances Interest 13.75%
Credit Interest 0.25% - 0.50%
Interest Free Days 55
Balance Transfer 9.90% for 6 months

Rewards

Rewards Program Membership Rewards
Program Fee R18.00 (Loyalty Enrollment Fee R216.00)
Program Details Earn one accelerated point for every R10 spent

Deposits

Cheque Deposit Branch R14.00 (Nedbank Branch)
Cash Deposit ATM R6.00 + R1.28/R100,00 (minimum R17.00)
Cheque Deposit ATM R14.00 (Nedbank ATM)
Cash Deposit Branch R6.00 + R1.28/R100,00 (minimum R17.00)

Cash Withdrawals

Branch / Counter R30.00 + R1.28/R100.00
Own Bank ATM R3.50 + R1.28/R100.00
Other Bank ATM R6.50 + R3.50/R100.00
Overseas ATM R35.00 + R1.28/R100.00

Purchases

Credit Card Purchases R0.00
Garage Card Purchases NA

Account Payments

Own Bank ATM R8.00 (Nedbank ATM)
Branch R18.00 (Nedbank Branch)

Fund Transfer

Own ATM R8.00 (Nedbank ATM)
Branch / Counter R18.00 (Nedbank Branch)

Balance Enquiries

Branch / Counter 1 Free, R4.00 thereafter (Nedbank Branch)
Own Bank ATM R0.00 (Nedbank ATM)
Other Bank ATM R4.00

Statements

Branch R4.00 (Nedbank Branch)
ATM R0.00 (Nedbank ATM)

Administration Fees

Bank Cheque R14.00
Credit Card Replacement Fee R0.00
Secondary Card Fee R0.00

Added Benefits

As an American Express Platinum Credit Card member, you will receive automatic travel insurance with up to R4 million cover.


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