Due to ever-increasing medical expenses, many South Africans have opted to use hospital plans to cover medical bills. If you are hospitalized, the idea is that hospital plans in South Africa will cover enough expenses to make the stay affordable.
One must understand that there is a difference between a hospital plan and hospital insurance. Hospital insurance pays you a cash amount for each day that you are hospitalized. While that may sound desirable when you consider missed wages while you are in the hospital, understand that this insurance pays nothing to the hospital. These costs include the cost of the stay, treatment, payment to doctors, scans and tests. The cost of even an average hospital stay could be in the thousands, and the amount you collect will merely pay a portion.
Hospital plans in South Africa are the most viable option as they cost less than half the price of a medical aid scheme. A relatively new company called Day1 Health has entered the market with a bang. Day1 Health offers a hospital plan with medical aid benefits at a very affordable rate. This way you can get affordable medical cover without damaging your wallet.
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