Travel Insurance - TIC




Travel Insurance Consultants(TIC) is a specialist division of Santam, an authorised financial services provider. TIC offers…



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Travel Insurance Consultants(TIC) is a specialist division of Santam, an authorised financial services provider. TIC offers a vast selection of travel insurance policies to care for Business and Leisure travel needs. They are a member of the Association of South African Travel Agents (ASATA) who has insured travellers for over 25 years.

TIC Products

Leisure Comprehensive:

This is TIC’s most comprehensive travel insurance product. Leisure Comprehensive provides cover for Cancellation and Curtailment, Accidental death and disablement, Travel delays, Missed connections, Luggage and Personal liability.

Leisure Standard:

This is TIC’s budget travel insurance product, and it covers medical expenses, cancellation, curtailment, accidental death, disablement, travel delays, missed connections, luggage cover and personal liability.


This policy is for members between the ages of 70 and 79 for a period of up to 3 months. It covers medical expenses, cancellation, curtailment, accidental death and disablement, travel delays, administrative missed connections, luggage, and personal liability.

Business Administrative:

Administrative policy is ideal for regular business travellers unto and including the age of 75. It covers medical related expenses, pre-existing medical cover, personal liability, journey cancellation and curtailment, economy-class travel costs for a replacement employee to complete the assignment, Cover for damage or loss of trade samples and full malaria cover and access to screened blood from the Blood Care Foundation.

Annual Declaration Policy:

The Annual Declaration Policy product includes important benefits like Emergency Medical and Related Expenses, Hospitalisation Cover for Pre-existing Illnesses, and Cover for Lost or Stolen Luggage.


The Youth Policy is ideal for students, valid for travellers under the age of 28 and is specifically suited for students enrolled at an overseas institution for tertiary studies or for travellers working on a casual basis while on holiday  for a period of up to two years.


This insurance cover is for South African residents travelling within the borders of South Africa and has the highest benefit limits in the market. The benefits include cover for cancellation and curtailment, burial expenses cover, car rental excess waiver cover or vehicle breakdowns, medical evacuation, daily inconvenience cover for every day a traveller spends in hospital and a hospital cash back benefit.


TIC’s Emigration travel insurance cover is created specifically for individuals who are emigrating that will not have access to a local medical aid plan immediately. The maximum period of cover is 32 days. It covers  medical and related expenses, accidental disablement, accidental death and cancellation.


The Incoming travel cover is designed for inbound travellers , up to and including the age of 69, visiting South Africa and its neighbouring countries with the maximum period of cover being 12 months. The product includes cover for medical and related expenses for illness or injury, journey cancellation and curtailment, missed connection and replacement airfares, travel delays, personal liability and luggage, as well as hijack and hostage or wrongful detention.


TIC contact details:

Address: The Wanderers Office Park
52 Corlett Drive
Illovo Johannesburg 2196

Tel: 011 521 4000
Email: [email protected]


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