Travel Insurance - Discovery Travel Insurance

Discovery Travel Insurance

 
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Discovery Travel Insurance

Discovery Insurance started off as a small health insurer and has now grown to be…

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Discovery Travel Insurance

Discovery Insurance started off as a small health insurer and has now grown to be a company that services six million clients and conducts business in South Africa, China and the UK. Discovery Insurance has put all their effort into creating products and policies that will foster the health, wellness and financial security of their customers. Discovery now offers a broad range of insurance and financial options including travel insurance.

Discovery Travel Insurance

Discovery provides cover outside the borders of South Africa while travelling or working in Africa. If you have pre-existing life insurance with Discovery ( Executive plan, comprehensive, priority, saver or Core series excluding  KeyCare), the benefits are already available.

What is covered by Discovery Travel Insurance:

Discovery’s International Travel Benefit provides cover for emergency treatment only. It doesn’t cover elective treatment and treatment received outside of the 90 day period although your plan may cover you for elective treatment received while outside of South Africa. This applies as long as the equivalent treatment is readily and freely available in South Africa and it would normally be covered by your plan in terms of the Scheme rules. You will need to pay for the medical expenses up front then, and on your return back to South Africa, Discovery will reimburse you into the South African bank account they already have on record for you.

Discovery will cover healthcare services related to your treatment according to the South African benchmark-equivalent. This is known as a “global fee”. A global fee is a single amount that we calculate based on the average claims experience on your specific plan. Clinical protocols apply. This means that they only pay medically appropriate claims. Your cover is subject to the rules of the Discovery Health Medical Scheme, funding rules and clinical policies.

Discovery Travel Insurance Africa Benefit:

The Africa Benefit covers emergency evacuation from certain African countries for employees on assignments to African countries. Available to members on all plans (except KeyCare Series) who work and/or live in certain African countries.

 

Discovery Insure contact details:

Address: 155 West Street
Sandton, 2146

Tel: 0860 99 88 77
Email: [email protected]
Website: www.discovery.co.za


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