There are plenty of South African car insurance companies. Each of them has its own rates and its own value that it provides to the public. The problem we’re faced with is: are we choosing car insurance for the amount we save or the value we get? Let’s face the facts, paying less doesn’t always mean you’ll get more value and paying more doesn’t always mean you’ll get more value either. So, to answer the age-old question, how do you know what to look for and where can you find it?
So many people don’t realise that there is, in fact, a difference between price and value and that getting one does not mean you’ll get the other, or in most cases, as much of the other. The best price is simply the least amount of money you’ll pay, which might mean the value isn’t as good. Getting the best value on car insurance means not only are you paying less than what other car insurance providers offer but you are getting actual value in return. First and foremost, your first goal should be to get the cover you need, and then compare that to other vehicle insurance companies to get the best value for your money overall.
We all want an insurance provider that doesn’t have a million fine prints, exceptions, confusing language or additions in its policies. When South African car insurance companies provide a valuable product at a good rate, there will be no reason at all to hide any of their wording or make it difficult to understand the policy. It’s for this reason you should always read through the documentation before you sign anything so that you can ask questions the moment you find something you don’t understand.
It is frustrating when you have to wait a week or more for your car insurance cover to kick in. But, when you consider how big a hassle it will be, should you be involved in a car accident during this waiting period, you’ll be quite unhappy to be in this sticky situation. Therefore, look for a company that’s going to offer you instant coverage. That will then mean the moment you’re done with the application telephonically, you are covered. This will ensure that you don’t waste any time and money on things that could have been prevented with an immediate cover.
Your car insurance cover is very important, and should you have any questions, concerns or claims; you’d want to know that your insurance provider is going to be there to help you through the situation and answer your questions. Make sure you choose a company that offers both online and telephone support. They should be providing you with 24/7 support, regardless of the day or time.
Most people don’t have the time or the patience to do such an extensive search to find the best deal with the best value for money. This is when people start cutting corners and just choose the first or second option. After they filed a claim, then only do they realise what a mistake they’ve made and by then, it’s too late. So, why do all this searching yourself when you can leave all of this to a professional like LikeMoney to do. Save yourself the time and energy, let the professionals help you find what you need in both value and price.