You need to understand that a hospital plan is not a medical aid scheme. Hospital plan insurance is an income protection policy. If you are in the hospital, you are generally not able to work. Hospital plan insurance pays you money for each day you are in the hospital, with certain terms and conditions.
Many South Africans are opting for hospital insurance because medical aid schemes are exorbitantly expensive to be a part of, but is this a wise thing to do? Hospital plans in South Africa also offer funds to pay for your hospital stay and some companies like Day 1 Health offer comprehensive hospital cover plans that act the same way as medical health schemes. They pride themselves on providing the South African market with an affordable and sustainable health insurance solution for the uninsured market. Day1 Health was the first Non-Medical Aid’ product provider to join a Pre-Paid Preventative Health Care solution for primary day to day care to a stated benefit hospital plan.
Hospital plans are easy to take out and are not costly, but here are things you must know before considering taking out hospital insurance.
Day1 Health was initially designed for the uninsured working population; Day1 Health has developed cost effective solutions for both individuals and groups covering: Unlimited Day to Day GP consultations, including Acute and Chronic Medication, hospital cover for illness, Accident, and dread disease events.