Everyday we are faced with many expenses that we have to meet, so looking for ways to save money to cut out of the household budget makes sense in a variety of ways. Many people overlook medical aid schemes in South Africa, thinking it’s unnecessary, and this view is taken particularly by youngsters and fairly healthy people who decide not to have a plan in order to save money every month. People think “why pay for something you are probably never going to have to use?”. This might sound like sensible logic but when you look at the issue more objectively, you will find that it’s really not.
Owning a medical aid scheme in South Africa is a monetary investment when it comes to paying bills. You might be upset when the first bill comes off your account but illness and injury can strike at any time, even when you don’t expect it at all no matter how young, healthy and vigorous you are. Bills related are from unexpected hospitalization from a car accident to even finding out you have a critical illness. A series of doctors bills and hospitalization fees can pile up quickly. A lot of us unfortunately don’t realize the impact of these mounting bills. Instead of paying a fair amount every month, you can be bombarded with heavy costs all at once that you can’t afford in a particular month. The small investment in a medical aid can prevent these scenarios and that’s great peace of mind to have.
Owning a medical aid plan allows you to choose your own medical professionals and facilities (hospitals) you want to use and that can make that extra bit of difference. If you rely on emergency services, you have no chance to choose the medical professionals and facilities you prefer, and you simply have to take who ever is on duty and wherever you end up.
With more companies offering medical aid, the number of different plans at competitive prices have increased substantially but the costs have fallen. Because medical aid these days is so popular and more and more people are using it, the industry has become competitive and thus companies try offer more affordable products than that of their competitors.
When joining a medical aid plan, you will usually find that it comes with a variety of extras designed to encourage your better health. For example, reduced gym fees of more than 50%.
Let LikeMoney help you find the best medical aid to suit your needs.