Life Insurance - Different Life

Different Life


Different Life

Different Life is a registered financial services provider whose policies are underwritten by Old Mutual…



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Different Life

Different Life is a registered financial services provider whose policies are underwritten by Old Mutual Alternative Risk Transferred Ltd, an established long-term insurer in the Old Mutual Group. Different Life is wholly owned by Different Group, whose aim is to maximize impact, not profit. Different life prides themselves on making insurance simple, inexpensive and efficient. They take full advantage of technology and offer comprehensive insurance with a difference.

Different Life, Life Insurance

Depending on your income, you can qualify for Life Cover of between R100 000 and R10 million. Different life pays out your beneficiaries for the cover amount/ sum assured in the unforeseen event of your death. This cover can be used for settling debts, family debts, medical bills, paying for your children’s school fees and more. If you are the cause of your own death, Different life will not pay. Certain specific exclusions (which will be very clearly communicated during the process of buying a policy) are based on your health or your lifestyle. The add-ons available to customize your Life

Covers: accelerated funeral, terminal illness benefit, double accident, and guaranteed insurability benefit.

Different Life, Disability cover

Different Life Disability Cover will provide a single payout in full if you are totally and permanently unable to perform your insured occupation (and any similar occupation to which you are suited by skill, education and training) due to a disability through illness or injury.

This can be used for:

  • Settling any debts, family debts, medical bills, paying school fees and more. It’s your choice.
  • Adjusting your lifestyle to accommodate the disability.
  • Providing an investment income for recurring expenses such as medical expenses or living costs.

Salary Protection:

Different Salary Protection will pay you a monthly income if you are disabled through illness or injury and are unable to work. The payments will start after you have been off work for 3 months and will be limited to 75% of your after-tax income immediately before you became disabled.

Critical Illness Cover:

Critical Illness Cover pays you a lump sum if you’re diagnosed with a stroke, suffer a heart attack, undergo heart surgery or are diagnosed with cancer (and you don’t die within 30 days of the first diagnosis). The exact, qualifying definitions will be included in your policy wording and diagnoses must be confirmed by the Different Life medical officer.


Different Life contact details:

Address: Building A Bryanston Corner,
18 Ealing Cres,
Johannesburg, 2191

Tel: 010 020 1921
Email: [email protected]

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