Virgin Money Credit Card | Likemoney.co.za

Credit Cards - Virgin Money Credit Card

Virgin Money Credit Card

 
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Virgin Money Credit Card

The Virgin Money Credit Card can be used locally and internationally, wherever you see the…

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Virgin Money Credit Card

The Virgin Money Credit Card can be used locally and internationally, wherever you see the MasterCard Logo. You swipe the credit card to pay for things in-store and withdraw cash at any South African ATM and selected ATMs abroad where you see the MasterCard sign. You can also transfer money to your chosen beneficiary using Virgin Money Online. In order to qualify, you need to be 18 years or older and earn a monthly personal income of R5,000.00 or more per month. You also have to be a permanent South African resident with a green bar-coded ID and have a savings or cheque account.

The Virgin Money Credit Card gives you the benefit of up to 55 days interest free credit on qualifying purchases when all outstanding balances on your credit card account are paid in full by the payment due date. If your account has any positive balance, Virgin Money will pay you 2.5% per annum from the day you deposit the money into your account.

In the unforeseen event of something untoward happening, you will receive automatic Lost Card Insurance. This covers any losses on your main credit card from the moment you call us to report it as lost or stolen.

Card Details

Monthly Fee 0.00
Interest Rate 15.50%
Card Initiation Fee R0.00
Insurance Free automatic Lost Card Insurance Free automatic Basic Travel Insurance with the option of Additional Top Up Cover

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 5000.00

Interest

Annual Percentage Rate 15.50%
Cash Advances Interest 15.50% - 19%
Credit Interest 2.5%
Interest Free Days 55
Balance Transfer NA

Rewards

Rewards Program Virgin Rewards
Program Fee R0.00
Program Details Exclusive access to Virgin Money Rewards

Deposits

Cheque Deposit Branch R48.00
Cash Deposit ATM R26.00
Cheque Deposit ATM R26.00
Cash Deposit Branch R48.00 (Absa Branch)

Cash Withdrawals

Branch / Counter R48.00 (Absa Branch)
Own Bank ATM R15.00
Other Bank ATM R15.00
Overseas ATM R15.00

Purchases

Credit Card Purchases R0.00
Garage Card Purchases R5.50

Account Payments

Own Bank ATM NA
Branch NA

Fund Transfer

Own ATM NA
Branch / Counter NA

Balance Enquiries

Branch / Counter R5.50
Own Bank ATM R5.50
Other Bank ATM R5.50

Statements

Branch R5.50
ATM R5.50

Administration Fees

Bank Cheque NA
Credit Card Replacement Fee R160.00
Secondary Card Fee R0.00

Added Benefits

No service fees. No card swiping fees. Free face-to-face delivery. 55 interest free days. 2.5% Credit interest per annum. Free automatic Lost Card Insurance. Free automatic Basic Travel Insurance with the option of Additional Top Up Cover. As a MasterCard™ holder you have access to exclusive Priceless Africa offers.


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