The Virgin Money Credit Card can be used locally and internationally, wherever you see the…
The Virgin Money Credit Card can be used locally and internationally, wherever you see the MasterCard Logo. You swipe the credit card to pay for things in-store and withdraw cash at any South African ATM and selected ATMs abroad where you see the MasterCard sign. You can also transfer money to your chosen beneficiary using Virgin Money Online. In order to qualify, you need to be 18 years or older and earn a monthly personal income of R5,000.00 or more per month. You also have to be a permanent South African resident with a green bar-coded ID and have a savings or cheque account.
The Virgin Money Credit Card gives you the benefit of up to 55 days interest free credit on qualifying purchases when all outstanding balances on your credit card account are paid in full by the payment due date. If your account has any positive balance, Virgin Money will pay you 2.5% per annum from the day you deposit the money into your account.
In the unforeseen event of something untoward happening, you will receive automatic Lost Card Insurance. This covers any losses on your main credit card from the moment you call us to report it as lost or stolen.
|Card Initiation Fee||R0.00|
|Insurance||Free automatic Lost Card Insurance Free automatic Basic Travel Insurance with the option of Additional Top Up Cover|
|Minimum Monthly Salary||5000.00|
|Annual Percentage Rate||15.50%|
|Cash Advances Interest||15.50% - 19%|
|Interest Free Days||55|
|Rewards Program||Virgin Rewards|
|Program Details||Exclusive access to Virgin Money Rewards|
|Cheque Deposit Branch||R48.00|
|Cash Deposit ATM||R26.00|
|Cheque Deposit ATM||R26.00|
|Cash Deposit Branch||R48.00 (Absa Branch)|
|Branch / Counter||R48.00 (Absa Branch)|
|Own Bank ATM||R15.00|
|Other Bank ATM||R15.00|
|Credit Card Purchases||R0.00|
|Garage Card Purchases||R5.50|
|Own Bank ATM||NA|
|Branch / Counter||NA|
|Branch / Counter||R5.50|
|Own Bank ATM||R5.50|
|Other Bank ATM||R5.50|
|Credit Card Replacement Fee||R160.00|
|Secondary Card Fee||R0.00|
No service fees. No card swiping fees. Free face-to-face delivery. 55 interest free days. 2.5% Credit interest per annum. Free automatic Lost Card Insurance. Free automatic Basic Travel Insurance with the option of Additional Top Up Cover. As a MasterCard™ holder you have access to exclusive Priceless Africa offers.