Credit Cards - Standard Bank Titanium Credit Card

Standard Bank Titanium Credit Card

 
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Standard Bank Titanium Credit Card

The Standard Bank Titanium Credit Card is best suited for professionals and post graduates. It…

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Standard Bank Titanium Credit Card

The Standard Bank Titanium Credit Card is best suited for professionals and post graduates. It offers a broad range of services as well as competitive interest rates. In order to qualify, you need to be 18 years or older and earn a monthly income of R25 000 or more. It also applies if you earn over R 5 000 per month and hold both a 3-year undergraduate and postgraduate degree.

Standard Bank Titanium Credit Card Features:

  • Get up to 55 days’ interest-free credit when you pay the outstanding balance on time each month
  • Qualify for a limit of up to R 120 000, with the option to raise it after 6 months
  • Safe online shopping with 3D Secure and one-time passwords
  • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®
  • If you open a Prestige account, it comes bundled with both a cheque and credit card. The monthly fee on the credit card is waived.

Additional Benefits:

  • Free electronic statements, account limit changes and budget facility.
  • Collect UCount points each time you swipe to purchase and spend your rewards at UCount Online Mall.
  • Secure store purchases with your credit card’s chip and PIN safety features.
  • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile.
  • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign.
  • With the Standard Bank Credit Card Protection Plan, your card debts are covered in the event of your death, disability and retrenchment.
  • Free MyUpdates that tell you every time money leaves or enters your account.
  • Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used.
  • Free and convenient automatic payment order (APO) for hassle-free account management.
  • Free AutoBank cash deposit or balance enquiry per month.
  • Use your credit card anywhere in the world.
  • Free basic travel insurance when you use your credit card to buy the tickets.

 

Standard Bank contact details:

5 Simmonds Street
Johannesburg 2001

Tel: 0860 101 341
Email: [email protected]
Website: www.standardbank.co.za

Card Details

Monthly Fee 42.00
Interest Rate 20.90%
Card Initiation Fee R135.00
Insurance Free Travel Insurance

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 25000.00

Interest

Annual Percentage Rate 20.90%
Cash Advances Interest 20.90%
Credit Interest Up to 2%
Interest Free Days 55
Balance Transfer 9% for 9 months

Rewards

Rewards Program UCount
Program Fee R20.00 per month
Program Details Get up to 10%* back on groceries and up to 1.25% back on all your other purchases

Deposits

Cheque Deposit Branch R25.00
Cash Deposit ATM R4.00 + 1.3%
Cheque Deposit ATM R20.00
Cash Deposit Branch R11.50 + 1.3% (Min R25.00)

Cash Withdrawals

Branch / Counter R35.00 + 1.5%
Own Bank ATM R4.00 + 1.3%
Other Bank ATM R11.50 + 1.3%
Overseas ATM R35.00 + 1.5%

Purchases

Credit Card Purchases R0.00
Garage Card Purchases R5.20

Account Payments

Own Bank ATM R4.00 + 1.3% (Max R25.00)
Branch R42.00

Fund Transfer

Own ATM R5.00
Branch / Counter R42.00

Balance Enquiries

Branch / Counter R6.50
Own Bank ATM 1 Free, R1.10 thereafter
Other Bank ATM R5.00

Statements

Branch R30.00
ATM R5.00

Administration Fees

Bank Cheque R85.00
Credit Card Replacement Fee R125.00
Secondary Card Fee 1 Free, R125.00 thereafter

Added Benefits

With their Credit Card Protection Plan your card debts are covered in the event of your death, disability and retrenchment. Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used. Free basic travel insurance when you use your credit card to buy the tickets


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