Credit Cards - Standard Bank Platinum Credit Card

Standard Bank Platinum Credit Card

 
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Standard Bank Platinum Credit Card

By owning a Standard Bank Platinum Credit Card, you are supported by a team of…

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Standard Bank Platinum Credit Card

By owning a Standard Bank Platinum Credit Card, you are supported by a team of dedicated consultants and financial experts. You can also benefit from a range of exclusive privileges. In order to to qualify,  you have to be 18 years or older and need to earn an annual income of R700 000 or more. It also applies if you are employed or in training to become a chartered accountant, actuary, medical doctor or specialist, engineer, attorney or advocate.

Standard Bank Platinum Credit Card Features:

  • Expert financial support from your dedicated relationship manager or private banker.
  • Get a limit of up to R 120 000, with the option to increase your limit after 6 months.
  • Up to 55 days’ interest-free credit when you pay the outstanding balance in full and on time each month.
  • Access the Platinum Customer Care line 24 hours a day, every day.
  • Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap & Go®
  • Platinum cardholders gain enhanced fraud card protection.

Additional Benefits:

  • Free electronic statements, account limit changes and budget facility.
  • Collect UCount points each time you swipe to purchase and spend your rewards at UCount Online Mall.
  • Secure store purchases with your credit card’s chip and PIN safety features.
  • Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile.
  • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign.
  • With Standard Bank Credit Card Protection Plan, your card debts are covered in the event of your death, disability and retrenchment.
  • Free MyUpdates that tell you every time money leaves or enters your account.
  • Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank. Does not cover transactions in which your PIN was used.
  • Free and convenient automatic payment order (APO) for hassle-free account management.
  • Free AutoBank cash deposit or balance enquiry per month.
  • Use your credit card anywhere in the world.
  • Free basic travel insurance when you use your credit card to buy the tickets, with additional coverage at a discount.

 

Standard Bank contact details:

5 Simmonds Street
Johannesburg 2001

Tel: 0860 101 341
Email: [email protected]
Website: www.standardbank.co.za

Card Details

Monthly Fee 57.00
Interest Rate 18.90%
Card Initiation Fee R135.00
Insurance Free Travel Insurance

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 58533.00

Interest

Annual Percentage Rate 18.90%
Cash Advances Interest 18.90%
Credit Interest Up to 2%
Interest Free Days 55
Balance Transfer 9% for 9 months

Rewards

Rewards Program UCount
Program Fee R20.00 per month
Program Details Get up to 10%* back on groceries and up to 1.25% back on all your other purchases

Deposits

Cheque Deposit Branch R25.00
Cash Deposit ATM R4.00 + 1.3%
Cheque Deposit ATM R20.00
Cash Deposit Branch R11.50 + 1.3% (Min R25.00)

Cash Withdrawals

Branch / Counter R35.00 + 1.5%
Own Bank ATM R4.00 + 1.3%
Other Bank ATM R11.50 + 1.3%
Overseas ATM R35.00 + 1.5%

Purchases

Credit Card Purchases R0.00
Garage Card Purchases R5.20

Account Payments

Own Bank ATM R4.00 + 1.3% (Max R25.00)
Branch R42.00

Fund Transfer

Own ATM R5.00
Branch / Counter R42.00

Balance Enquiries

Branch / Counter R6.50
Own Bank ATM 1 Free, R1.10 thereafter
Other Bank ATM R5.00

Statements

Branch R30.00
ATM R5.00

Administration Fees

Bank Cheque R85.00
Credit Card Replacement Fee R125.00
Secondary Card Fee 1 Free, R125.00 thereafter

Added Benefits

Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile Use your card to draw cash from ATMs wherever you see a MasterCard, Maestro or Cirrus sign Free lost card protection which protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to reporting it to the bank.


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