Credit Cards - Discovery Platinum Credit Card

Discovery Platinum Credit Card


Discovery Platinum Credit Card

The Discovery Platinum Credit Card helps your money go further. Discovery Card holders can shop…



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Discovery Platinum Credit Card

The Discovery Platinum Credit Card helps your money go further. Discovery Card holders can shop any time, any place. It opens up a world of elite rewards and offers even more benefits than the Gold Credit Card. The Discovery Platinum Credit Card is available to members who earn more than R350 000 a year. You will only have to pay a  monthly account service and credit facility fee of R65 and for an additional monthly fee of R22 you can link other Discovery Cards to your account.

Discovery Platinum Credit Card Features and benefits: 

  • By Being a Discovery Platinum Card holder, you get exclusive credit card benefits.
  • You will have access to Discovery’s Platinum call centre anytime of day or night for immediate assistance.
  • As a Discovery Platinum Credit Card Holder, you will receive better rates and higher limits than that of a Gold Card member.
  • The Discovery Platinum Credit Card provides better interest rates and higher daily transaction limits with no delays and very few restrictions with greater rewards.

VISA products that are applicable:

  • You will get extended warranties, and if you purchase an item with your Discovery Platinum Credit Card you will get an automatic extension of the retailer’s or manufacturer’s warranty for up to two years from when you first purchased the item.
  • You can protect your purchases with the Platinum Credit Card, and you will receive short term protection against theft and accidental damage to your purchases.


Discovery Insure contact details:

Address: 155 West Street
Sandton, 2146

Tel: 0860 99 88 77
Email: [email protected]

Card Details

Monthly Fee 75.00
Interest Rate 20.4%
Card Initiation Fee R10.00
Insurance You get free overseas travel insurance when paying for your ticket with your Discovery Platinum Card

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 29166.00


Annual Percentage Rate 20.4%
Cash Advances Interest 20.4%
Credit Interest NA
Interest Free Days 55
Balance Transfer NA


Rewards Program Discovery Miles | Fast Miles
Program Fee R350.00 | R2,950.00
Program Details Earn one Discovery Mile for every R15.00 spent on the Discovery Credit Card


Cheque Deposit Branch R45.00
Cash Deposit ATM R5.50 + 1.20%
Cheque Deposit ATM R20.00
Cash Deposit Branch R43.00 + 1.51%

Cash Withdrawals

Branch / Counter R43.00m+ 1.61%
Own Bank ATM R10.50 + 1.20%
Other Bank ATM R10.50 + 1.20%
Overseas ATM R31.50 + 1.61%


Credit Card Purchases R0.00
Garage Card Purchases R4.75

Account Payments

Own Bank ATM R9.00
Branch R45.00

Fund Transfer

Own ATM R4.25
Branch / Counter R45.00

Balance Enquiries

Branch / Counter R0.00
Own Bank ATM R0.00
Other Bank ATM R0.00


Branch R0.00
ATM R0.00

Administration Fees

Bank Cheque NA
Credit Card Replacement Fee R150.00
Secondary Card Fee R150.00

Added Benefits

As long as you use your Platinum credit card from Discovery, you’ll get short-term protection against theft and accidental damage of your purchases.

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