Discovery Gold Credit Card

The Discovery Credit Card helps your money go further. Discovery card holders can shop any time, any place.

Discovery Gold Credit Card Benefits:

You get cash back for shopping. By purchasing items like clothes, books, toys or even outdoor equipment at a Discovery partner store, you can get up to 20% discount. The Discovery credit card is one of the most rewarding credit cards on the market.

Get rewarded for traveling! You get up to 22% cash back for using your Discovery Gold Credit Card for World Leisure Holidays, Royal Caribbean International or Contikis.

By activating your Discovery Miles Benefit, you will earn Discovery Miles on all your qualifying Discovery Card purchases. You must use your Discovery Card, which is Discovery’s credit card, to earn Discovery Miles. Use your Discovery Miles to shop or travel, or convert them to Voyager Miles or Avios. If you shop at Healthy Living partner stores, you can multiply your miles by up to 10 times.

With the Discovery Gold Credit Card, you can pay for private care medical expenses. You can pay for your day to day medical expenses with a separate facility on your your credit card called the Health Wallet. You must have a Discovery Card to qualify.

Discovery Gold Credit Card holders get exclusive access to good deals and offers to South Africa’s selected premium live events.

Discovery Insure contact details:

Address: 155 West Street
Sandton, 2146

Tel: 0860 99 88 77
Email: [email protected]
Website: www.discovery.co.za

Card Details

Monthly Fee	49.00
Interest Rate	21.95%
Card Initiation Fee	150.00
Insurance	You get free overseas travel insurance when paying for your ticket with your Discovery Gold Card

Qualifying Criteria

Age Requirement	18
Minimum Monthly Salary	6666.00

Interest

Annual Percentage Rate	21.95%
Cash Advances Interest	21.95%
Credit Interest	NA
Interest Free Days	55
Balance Transfer	NA

Rewards

Rewards Program	Discovery Miles | Fast Miles
Program Fee	R350.00 | R2,950.00
Program Details	Earn one Discovery Mile for every R15.00 spent on the Discovery Credit Card

Deposits

Cheque Deposit Branch	R45.00
Cash Deposit ATM	R5.50 + 1.20%
Cheque Deposit ATM	R20.00
Cash Deposit Branch	R43.00 + 1.51%

Cash Withdrawals

Branch / Counter	R43.00m+ 1.61%
Own Bank ATM	R10.50 + 1.20%
Other Bank ATM	R10.50 + 1.20%
Overseas ATM	R31.50 + 1.61%

Purchases

Credit Card Purchases	R0.00
Garage Card Purchases	R4.75

Account Payments

Own Bank ATM	R9.00
Branch	R45.00

Fund Transfer

Own ATM	R4.25
Branch / Counter	R45.00

Balance Enquiries

Branch / Counter	R0.00
Own Bank ATM	R0.00
Other Bank ATM	R0.00

Statements

Branch	R0.00
ATM	R0.00

Administration Fees

Bank Cheque	NA
Credit Card Replacement Fee	R150.00
Secondary Card Fee	R150.00

Added Benefits

With DiscoveryCard you can get free travel insurance on your credit card. You can also use your DiscoveryCard at all Visa outlets, worldwide.

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