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The American Express Gold Credit Card provides flexibility for everyday spending with The American Express…
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The American Express Gold Credit Card provides flexibility for everyday spending with The American Express Budget facility. You are able to pay off large purchases over a longer period of time. Furthermore, the American Express Gold Credit Card provides you with the service and quality of the respected American Express Brand. Your Gold Credit Card is accepted wherever you see the American Express sign, locally or internationally. You have the choice of paying your outstanding balance on your Gold Credit Card in full or settling only the minimum of 5% monthly.
The American Express Gold Credit Card gives you more for your spending. As a gold card member, you can receive exclusive membership rewards every time you use your card. You can redeem the points you collect every time you use your credit card for a wide variety of rewards ranging from retail to travel. Furthermore, you can receive exclusive local and international offerings through the American Express SelectsSM programme.
With the American Express Gold Credit Card you can consolidate your expenses. As a member, you are able to transfer outstanding balances from other credit card or store card accounts to their Gold Credit Card Account. The interest on your balance transferred attracts a preferential debit interest rate, helping you to consolidate and pay off your debt.
The American Express Gold Credit Card gives you peace of mind when traveling. You will receive automatic travel insurance for both international and local travel when you buy your travel ticket with your card.
| Monthly Fee | 30.00 |
|---|---|
| Interest Rate | 18.90% |
| Card Initiation Fee | 150.00 |
| Insurance | automatic travel insurance for both local and international travel when you purchase your travel ticket(s) on your South African issued American Express Card. This insurance has been specifically designed for American Express Card members to protect you wherever you travel. |
| Age Requirement | 18 |
|---|---|
| Minimum Monthly Salary | 10000.00 |
| Annual Percentage Rate | 18.90% |
|---|---|
| Cash Advances Interest | 18.90% |
| Credit Interest | 0.25% - 0.50% |
| Interest Free Days | 55 |
| Balance Transfer | 9.90% for 6 months |
| Rewards Program | Membership Rewards |
|---|---|
| Program Fee | R18.00 (Loyalty Enrollment Fee R216.00) |
| Program Details | Earn one accelerated point for every R10 spent |
| Cheque Deposit Branch | R6.00 + R1.28/R100,00 (minimum R17.00) |
|---|---|
| Cash Deposit ATM | R6.00 + R1.28/R100,00 (minimum R17.00) |
| Cheque Deposit ATM | R14.00 (Nedbank ATM) |
| Cash Deposit Branch | R6.00 + R1.28/R100,00 (minimum R17.00) |
| Branch / Counter | R30.00 + R1.28/R100.00 |
|---|---|
| Own Bank ATM | R3.50 + R1.28/R100.00 |
| Other Bank ATM | R6.50 + R3.50/R100.00 |
| Overseas ATM | R35.00 + R1.28/R100.00 |
| Credit Card Purchases | R0.00 |
|---|---|
| Garage Card Purchases | R0.00 |
| Own Bank ATM | R8.00 (Nedbank ATM) |
|---|---|
| Branch | R18.00 (Nedbank Branch) |
| Own ATM | R8.00 (Nedbank ATM) |
|---|---|
| Branch / Counter | R18.00 (Nedbank Branch) |
| Branch / Counter | 1 Free, R4.00 thereafter (Nedbank Branch) |
|---|---|
| Own Bank ATM | R0.00 (Nedbank ATM) |
| Other Bank ATM | R4.00 |
| Branch | R4.00 (Nedbank Branch) |
|---|---|
| ATM | R0.00 (Nedbank ATM) |
| Bank Cheque | R14.00 |
|---|---|
| Credit Card Replacement Fee | R0.00 |
| Secondary Card Fee | R0.00 |
The American Express Gold Credit Card gives you the flexibility to use your Credit Card for everyday spending and, with our budget facility, you can also pay off any larger purchases you make over a longer period of time.
