Credit Cards - African Bank Gold Credit Card

African Bank Gold Credit Card

 
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African Bank Gold Credit Card

The African Bank Gold Credit Card offers you the freedom and lifestyle you deserve. The…

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African Bank Gold Credit Card

The African Bank Gold Credit Card offers you the freedom and lifestyle you deserve. The African Bank Gold Credit Card allows you to say who you are without saying a word.

African Bank Gold Credit Card Benefits and Features:

  • 24 hour convenience and worldwide acceptance.
  • ALL till point purchases in South Africa are free.
  • Free ATM withdrawals for the first two withdrawals.
  • Credit Life Insurance – for peace of mind for life’s unexpected insurable events. You will be covered for : Death, Permanent Disability, Temporary Disability, Retrenchment, Short Time.
  • International acceptance by millions of merchants wherever you see the Visa logo. Receive additional discounts with Visa contracted merchants.
  • Register for Virtual Branch, African Bank’s free online and mobile service, which enables you to access account information and services on the African Bank website. You will be able to view balances, request/view statements, stop your lost/stolen card, pay your account and apply for a Limit Increase in Branch or call if your card account is four months or older, and the new limit is available immediately, if you qualify.

Ask your consultant to register you in branch when you apply for your credit card or do it yourself online.

African Bank Safety Tips:

  • Never give your Card, PIN or CVV number to anybody.
  • Always keep your PIN a secret.
  • Always ensure that you receive your card back after all transactions and keep it in a safe place.

 

African Bank contact details:

Address: 59 16th Road,
Midrand, Johannesburg 1685

Tel: 011 256 9000
Email: [email protected]
Website: www.africanbank.co.za

Card Details

Monthly Fee 35.00
Interest Rate 16.50%
Card Initiation Fee R75.00
Insurance Credit Life insurance could be included on your Credit Card Account and is designed to provide cover in the event of: Death, Temporary disability, Permanent disability, Retrenchment

Qualifying Criteria

Age Requirement 18
Minimum Monthly Salary 10000.00

Interest

Annual Percentage Rate 16.50%
Cash Advances Interest 16.50%
Credit Interest 3%
Interest Free Days 60
Balance Transfer NA

Rewards

Rewards Program NA
Program Fee NA
Program Details NA

Deposits

Cheque Deposit Branch NA
Cash Deposit ATM 1 Free, R3.70 + 1.1% of transaction value over R250.00
Cheque Deposit ATM 1 Free, R3.70 + 1.1% of transaction value over R250.00
Cash Deposit Branch 1 Free, R3.70 + 1.1% of transaction value over R250.00

Cash Withdrawals

Branch / Counter 2 Free, R5.00 less than R100.00 , R7.00 + 1.2% over R100.00
Own Bank ATM 2 Free, R5.00 less than R100.00 , R7.00 + 1.2% over R100.00
Other Bank ATM 2 Free, R5.00 less than R100.00 , R7.00 + 1.2% over R100.00
Overseas ATM R20.00 + 1.1%

Purchases

Credit Card Purchases R0.00
Garage Card Purchases NA

Account Payments

Own Bank ATM 1 Free, R5.70 thereafter
Branch NA

Fund Transfer

Own ATM R5.50
Branch / Counter R5.50

Balance Enquiries

Branch / Counter
Own Bank ATM 1 Free, R3.00 thereafter
Other Bank ATM 1 Free, R3.00 thereafter

Statements

Branch R0.00
ATM R0.00

Administration Fees

Bank Cheque NA
Credit Card Replacement Fee R105.00
Secondary Card Fee R105.00


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