Today, OUTsurance is well-known for its innovative value-for-money products, world-class service as well as paying…
Today, OUTsurance is well-known for its innovative value-for-money products, world-class service as well as paying over R1m per day in OUTbonuses on average.
What should you know about the OUTsurance Car Insurance options?
Find out about the OUTsurance Car Insurance options below.
Comprehensive Car Insurance:
OUTsurance’s comprehensive car insurance product is designed to make sure that you are covered against the loss or damage of anything and everything. This includes theft, hijacking, fire and liability claims, as well as accidental, flood, hail and intentional damage caused by another person.
If you have been claim-free for a period of three years, you will automatically get 10% of your paid car insurance premiums back in cash.
OUTsurance guarantees your car insurance premium for 12 months at a time, even if you submit any claims during this period.
OUTsurance stands firm in its belief that if you are insured with OUTsurance, you ought to be treated like royalty. That is why OUTsurance will do whatever it takes to process your claim as swiftly and efficiently as it can.
As an OUTsurance client, you automatically have access to Help@OUT – OUTsurance’s 24-hour roadside emergency assistance service.
At OUTsurance, your excess stays fixed, despite the value or size of your claim.
OUTsurance will have your vehicle repaired by an approved service provider who will guarantee these repairs for a total of 12 months.
Essential Car Insurance:
Essential Car Insurance is ideal for vehicles valued at less than R100 000, older than five years, and not financed. Speak to one of OUTsurance’s expert sales advisors and receive the best combination of essential accident, essential theft, and essential liability cover to suit your needs and your pocket.
If you feel the cost of car insurance is too high considering the value of your vehicle, OUTsurance’s essential car insurance product might be the ideal fit. Select a combination of accident, theft and liability cover at a premium you can afford, and be in complete charge of the repairs process.
If an accident is your fault and you’re legally liable for damage to a third party’s vehicle, OUTsurance will pay for damages up to a maximum of R1 million – with no excess payable.
If your vehicle is damaged in an accident (or damaged because of fire, explosion, earthquake, snow, hail, flood or storm), OUTsurance will pay out the value of the damage up to the maximum amount chosen. Enjoy cover outside SA.
Enjoy cover in these countries: Botswana, Lesotho, Malawi, Mozambique, Swaziland, and Zimbabwe.
If your vehicle is stolen, OUTsurance will pay out the full retail value minus your excess amount.
Your claim will always be paid out in cash. OUTsurance will deduct your excess (the first amount not covered) from the final payout amount. This amount is set at a default of R1 000 which you are able to increase up to R4 000 if you want. You will be in complete charge of the repair process (i.e. you are able to shop around for the best price and arrange for repairs at a service provider of your choice).
OUTsurance contact details:
Address: 1241 Embankment Rd
Zwartkop Ext 7, Centurion
Tel: 08 600 70 000
Email: [email protected]