Car Insurance Premiums: How It’s Affected By Accidents

With the holiday season upon us, it is unfortunately also a time of shocking statistics on the roads of South Africa. This is largely due to drunken driving, which of course, can result in loss of life. Apart from this, it also results in car damages. Your car insurance premiums can also rise drastically when you aren’t careful on the road, drinking and driving affects your car insurance premiums as well.

Things That Increase Your Car Insurance Premiums

  • Drinking and driving is illegal, so it is highly possible that if you are involved in an accident while being under the influence, your car insurance company won’t pay you out. The same applies for the Road Accident Fund, which can also refuse to pay out claims for a drunken-driving crash.
  • Your car insurance company may decide that you are a high risk on the roads, resulting in your driver’s license being suspended, with no hope of being insured again.
  • Being considered a high-risk driver may also mean that your monthly premium will increase.
  • It is possible that your car insurance company may exclude liability if you are found to be under the influence of alcohol or drugs. Also, if a driver refuses to submit to a breathalyser test to determine the level of alcohol or drugs in his/her blood when requested to do so by the authorities, the insurance company might not pay out.

 

Staying safe on the roads:

We urge you to keep safe this holiday season and to not drive under the influence of any alcohol or drugs. If you do feel like you may be a danger on the roads, rather call a taxi or stay over at friends or family.

To compare car insurance premiums and companies, use our comparative platform to help you find the perfect car insurance for your specific needs.

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https://www.likemoney.co.za/car-insurance-premiums/ ‎
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https://www.likemoney.co.za/car-insurance-premiums/ ‎
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With the holiday season upon us, it is unfortunately also a time of shocking statistics on the roads of South Africa. This is largely due to drunken driving, which of course, can result in loss of life. Apart from this, it also results in car damages.
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Likemoney.co.za


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