Business Insurance - PPS Business Insurance

PPS Business Insurance


PPS Business Insurance

PPS ( Professional Provident Society ), established in 1941, is a comprehensive insurance company that…



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PPS Business Insurance

PPS ( Professional Provident Society ), established in 1941, is a comprehensive insurance company that provides individuals with a variety of financial and health care products. PPS is comprised of a large multidisciplinary group of graduate professionals, and their service is only provided to clients who have a tertiary education. Today, PPS Insurance still looks after its graduate professional members with unique insurance, healthcare, and investment solutions tailor-made to meet their needs.

PPS Business Insurance

PPS Business insurance facilitates various business assurance requirements. It provides graduate professionals with a flexible way to construct their risk cover portfolios while keeping the needs of the business in mind. PPS insurance is there for you to insure you if something goes wrong with a key player in your business. They do not want your business to be impacted negatively due to an unforeseen event like the death of a key individual in your business who can now not perform their much-needed duties.

PPS is there to lower your concerns faced by all businesses. PPS Business assurance will never be able to replace the intellectual capital and valuable contribution of the individual concerned, but it can lessen the financial impact of that loss, without having to disrupt the business.

PPS Business Insurance Products:

PPS Business Insurance: Life Provider

  • Pays a lump sum benefit in the event of the life insured’s death.
  • Life cover is maintained if the life insured changes occupation.
  • The rights to the life cover can be ceded partially or fully to a third party as security.
  • Choice of premium frequency (includes quarterly payment option).
  • Terminal Illness Benefit automatically included at no additional premium.
  • Optional Disability Cover available.
  • Additional cover can be applied for in excess of PPS Insurance standard maximum amounts (subject to additional underwriting criteria being met).
  • Consists of term life cover and disability cover with optional PPS Occupation Specific Rider Benefit™ and optional Accidental Death Benefit.
  • Choose between Age-Related and Level premiums.
  • Premiums differentiated by gender and smoker/non-smoker.

PPS Business Insurance Terminal Illness benefit:

Advances 50% of the life cover benefit, when the life insured is diagnosed with a terminal illness and is expected to live for less than 12 months*.
Remaining 50% of the life cover pays out on death.

PPS Business Insurance: Health Provider

  • Pays a lump sum benefit on dread disease conditions and physical impairment events.
  • Covers the life insured for a number of trauma events such as gun shots.
  • Accidental HIV infection cover at no additional premium.
  • CatchAll Cover (optional) includes all known and unknown, severe and permanent medical and physical conditions, and pays a lump sum on the diagnosis of such conditions.
  • Benefits and premiums are tailored to meet specific business assurance needs.


PPS contact details

Address: 6 Anerley Road
Parktown, Johannesburg 2193

Tel: 011 644 4400
Email: [email protected]

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