Standard Bank Graduate and Professional Banking
With Standard Bank Graduate and Professional Banking, you benefit from day to day banking, investment and finance solutions to support you in your journey toward a professional career. There is a choice of three pricing options that can be changed as and when you choose.
With Standard Bank Professional banking, you get three options: elite banking for graduates which you can apply for if you have a 3 year degree or diploma and earn a minimum monthly income, prestige banking for post graduates which is for individuals with a three year degree with honors also earning a minimum monthly income or student achiever for young professionals which is for individuals who have graduated from a South African University with a classic professional degree within the last 3 years – and are employed or training while being employed to become a chartered accountant, actuary, medical doctor or medical specialist, engineer, attorney or advocate.
Standard Bank Graduate and Professional Banking highlights access to a wide variety of finance options, including credit cards, overdraft facility, vehicle and asset finance, home loans, personal loans, study loans or business loans. You can also choose from a range of savings and investment products.
For graduate professionals wanting to apply, you will need your ID book, Your last payslip, or proof of income (up to three months old), Proof of home address (up to three months old), Proof of your degree or results sheet and a residency permit if you are a foreign national staying in South Africa.
Some of the account benefits:
- Anytime access to your Private Banking team on WeChat or Facebook
- Flexible terms and competitive rates on savings and cash investment solutions
- Access to financial advisers to discuss trusts, estate planning and insurance
- Lifestyle offers on the Mastercard® Buy 1 Get 1 app powered by The Entertainer
- Negotiated deals and offers for Diners Club members
- Annual Platinum Diners Club card fee included
- Access to CaféBlue and Connection Hub at OR Tambo International Airport
- 12 free domestic Bidvest Lounge visits a year with your Black credit card
- Free automatic travel insurance when you pay for flights by card
- Free TravelWallet card activation, loading and reloading
- Free delivery of forex and TravelWallet cards in GP, KZN, CT and PMB
- Monthly statements via email
- Notifications on transactions via MyUpdates
- Get your monthly account fees back in Standard Bank Mobile airtime
Standard Bank contact details:
Address: 5 Simmonds Street
Johannesburg 2001
Tel: 0860 101 341
Email: [email protected]
Website: www.standardbank.co.za
Account Details
Monthly Fee |
215.00 |
Account Type |
Standard Fee |
Monthly transactions included |
Unlimited |
Interest |
0% |
Qualifying Criteria
Age Requirement |
18 |
Minimum Monthly Salary |
0 |
Minimum Monthly Balance |
R0.00 |
Minimum Opening Deposit |
R0.00 |
Deposits
Cheque Deposit Branch |
1 Free, R25.00 thereafter |
Cheque Deposit ATM |
1 Free, R25.00 thereafter |
Cash Deposit Branch |
R11.00 + 1.25% thereafter |
Cash Deposit ATM |
3 Free, R11.00 + 1.25% thereafter |
Cash Withdrawals
Branch counter |
1 Free, R33.00 + 1.35% thereafter |
Own Bank ATM |
6 Free, R4.00 + 1.15% thereafter |
Other Bank ATM |
R10.70 + 1.15% |
Point Of Sale/Till |
6 Free, R5.00 thereafter |
Overseas ATM |
R33.00 + 1.40% |
Purchases
POS (Point Of Sale) - local |
R0.00 |
POS - Overseas |
R0.00 |
Prepaid |
R1.15 |
Account Payments
ATM |
R0.00 |
Branch Counter |
R42.00 |
Internet |
R0.00 |
Cellphone |
R0.00 |
Telephone Advisor |
R42.00 |
Debit Orders
Internal Debit Orders |
R0.00 |
External Debit Orders |
R0.00 |
Stop Orders |
R0.00 |
Fund Transfer
ATM |
R0.00 |
Branch Counter |
R42.00 |
Internet |
R0.00 |
Cellphone |
R0.00 |
Phone Advisor |
R42.00 |
Balance Enquiries
ATM |
R0.00 |
At Other Bank ATM |
R5.00 |
Branch counter |
R5.00 |
POS |
R0.00 |
Overseas ATM/POS |
R5.00 |
Internet, Cellphone |
R0.00 |
Telephone Advisor |
R5.00 |
Statements
Branch |
R30.00 |
ATM |
1 Free, R5.00 thereafter |
Administration Fees
Bank cheque/marked cheque |
1 Free, R85.00 thereafter |
Stop payments |
R45.00 |
Stop order |
R0.00 |
Special clearance |
R100.00 |
Debit Card replacement |
R50.00 |
Cheque Card replacement |
R125.00 |
New Cheque Card |
R0.00 |
Other Fees
Overdraft ledger |
R57.00 |
Dishonoured / returned payment |
R115.00 |
Notice of payment |
R0.00 |
Added Benefits
A debit or cheque card for easy payments and cash withdrawals from your current account. A credit card* with a flexible limit for worldwide purchases. An overdraft* or an extra line of credit, should you need it. Subscription-free Internet banking for Achiever, Elite and Prestige customers, if you have chosen the Plus or fixed monthly pricing option. Choice of three pricing options that can be changed as and when you choose.
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