The Nedbank Optimum Current Account is best suited for adults aged 55+ looking for financial…
The Nedbank Optimum Current Account is best suited for adults aged 55+ looking for financial peace of mind with the flexibility to pay for the transactions they make. It is a pay as you use current account with reduced service fees and selected free transactions. It makes your money work harder for you and you earn higher preferential rates on your investment.
The Nedbank Optimum Current Account offers you a gold or classic cheque card for purchases and drawing cash which is safe and convenient. It also offers a personalized chequebook and a garage card to fill up your car and help pay for vehicle-related expenses. It provides access to an overdraft facility and the option to sign up for a Nedbank Affinity, which allows you to support a cause close to your heart. Every time you buy something with your affinity card, Nedbank will donate a fixed amount to the affinity of your choice on your behalf, at no cost to you.
Furthermore, you get free access to Personal Money Manager, an online budgeting tool for internet banking users that allows you to track your income, expenditure and fees on your account.
Added benefits of the Nedbank Optimum Current account include monthly account maintenance, Unlimited cheque deposits at Nedbank branches and ATMs. Unlimited inter-account transfers and third-party payments via self-service banking channels (Nedbank cellphone, telephone and internet banking).
Nedbank contact details:
Address: 135 Rivonia Rd,
Sandown, Sandton, 2196
Tel: 011 294 4444
Email: [email protected]
Website: www.nedbank.co.za
Monthly Fee | 0.00 |
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Account Type | Standard Fee |
Monthly transactions included | Unlimited |
Interest | 0% |
Age Requirement | 55 |
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Minimum Monthly Salary | 0.00 |
Minimum Monthly Balance | R10,000.00 |
Minimum Opening Deposit | R10,000.00 |
Cheque Deposit Branch | R0.00 |
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Cheque Deposit ATM | R0.00 |
Cash Deposit Branch | R0.00 |
Cash Deposit ATM | R3.00 plus R0.64/R100.00 thereafter |
Branch counter | R3.00 plus R0.64/R100.00 thereafter |
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Own Bank ATM | 4 Free, 3.50 plus R1.28/R100.00 thereafter |
Other Bank ATM | R10.00 plus R1.28/R100.00 thereafter |
Point Of Sale/Till | R0.00 |
Overseas ATM | R35.00 plus R1.28/R100.00 thereafter |
POS (Point Of Sale) - local | R0.00 |
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POS - Overseas | 2% of purchase amount |
Prepaid | R0.00 |
ATM | R0.00 |
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Branch Counter | R45.00 |
Internet | R0.00 |
Cellphone | R0.00 |
Telephone Advisor | R18.00 |
Internal Debit Orders | R0.00 |
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External Debit Orders | R0.00 |
Stop Orders | R0.00 |
ATM | R0.00 |
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Branch Counter | R0.00 |
Internet | R0.00 |
Cellphone | R0.00 |
Phone Advisor | R10.00 |
ATM | R4.00 |
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At Other Bank ATM | R0.00 |
Branch counter | R4.00 |
POS | R4.00 |
Overseas ATM/POS | R4.00 |
Internet, Cellphone | R0.00 |
Telephone Advisor | R4.00 |
Branch | 1 Free, R18.00 thereafter |
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ATM | R0.00 |
Bank cheque/marked cheque | R50.00 |
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Stop payments | R44.00 |
Stop order | R0.00 |
Special clearance | R80.00 |
Debit Card replacement | R80.00 |
Cheque Card replacement | R80.00 |
New Cheque Card | R80.00 |
Overdraft ledger | R20.00 |
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Dishonoured / returned payment | R90.00 (Increasing to R125.00 per item for the 4th and subsequent items within 12 months.) |
Notice of payment | R1.00 | R0.70 | R5.00 |
If you are 55 or older, the Optimum Account offers you a host of FREE and discounted transactions when you maintain a balance of R10,000.00 or more in a Nedbank JustSave Account or fixed-deposit or notice deposit account.