Nothing is more important than your health, which is why choosing the right medical aid in South Africa is vital, no matter what your age. If you have ever had to undergo an operation, you know that it’s not easy in your pocket. Even a simple doctors bill can be expensive. In order to help our readers with your hard earned money, the Likemoney team has put together a list of “need to know” info about medical aid and perhaps finding you affordable medical aid in South Africa in the process.
The Cost Of Medical Aid:
Affordable medical aid in South Africa seems quite hard to come by as it’s quite a pricey form of insurance. Luckily there is an abundance of options from which you can choose. Different medical aid providers will cover a variety of common and not so common medical conditions. The price of medical aid is usually closely related to what benefits you receive by using their particular company. For example, one provider may offer helicopter rescue for their customers who live or travel in rural area’s, and this may increase the cost of the overall package.
Affordable Medical Aid In South Africa:
Often, there is a range of medical aid policies that range from the bare minimum cover, priced competitively to the higher end options that cover as many eventualities as possible. In terms of affordable medical aid in South Africa, a relatively new company called Day1 Health has entered the medical aid and hospital plan market with an exciting new type of medical aid product. They offer a hospital plan with some medical aid benefits aimed at the uninsured working population. Day1 Health was the first Non-Medical Aid’ product provider to join a Pre-Paid Preventative Health Care solution for primary day to day care to a stated benefit hospital plan. The Day1 Health Hospital Plan is a great alternative to an expensive medical aid. The plan includes; Unlimited Day to Day GP consultations, including Acute and Chronic Medication, hospital cover for illness, Accident, and dread disease events.
The amount of cover is an essential part of any medical aid package, and you should be very clear about what is and isn’t covered. Some medical aid products may offer a limited amount of doctor visits; some will cover ambulance cost’s while other companies only cover the cost of walk-ins. Some will cover for chronic medication while other’s won’t pay for any medication at all. If you assess your lifestyle and your family history, you should be able to make a list of cover that you are most likely to need.